Investing would be a lot easier if you had only one thing to save for. But from your first house to your retirement, you’ll have different financial goals at different life stages. Your financial plan should help you meet your objectives at each stage of your life.
In the Near Term
When you’re starting out, you may be more focused on saving for things you want in the near future — a new car or a house, for example. Your paycheck may not stretch very far, but having a spending plan can help. Once you’ve identified your goals, saving even a small …
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